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By Melissa Steele
One of the biggest threats to a person’s livelihood is the possibility of being in an accident which leads to short-term or even long-term unemployment. Americans have gotten out of the habit of saving, with very few families having at least six months of living expenses saved.
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By James Monto
The company was founded in April 1939, and the original mission remains the same today: "To help America's workers preserve and protect the vitally important things they work so hard to build." The first product Colonial Life sold was accidental death coverage, which was offered as an employee benefit.
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By Peter Martin
A life insurance policy typically pays a beneficiary a lump sum if the insured dies, but an accidental death policy is different in that it also provides for the possibility of a payout if the insured is injured.
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By Dr. Kavita Shaikh
Having a good driving record, among other things, affects your insurance rates both positively and negatively. However, one of the main factors that keeps your insurance low over the years is whether or not you have ever had an accident.
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By Frank Martin
Going to college can be an interesting experience that requires a lot of changes in your life. There are a great many expenses involved as well, from books to tuition, food, and having a place to stay, but what many undergrads forget is their health.
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By Richard Romando
Group personal accident is an insurance policy that covers the expenses associated with accidents. It is a perfect option for employees to get protection against unexpected mishaps that may take place while they are working.
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By Jared D. Ingram
You can spend a lot of time researching the different type of insurance and still not find exactly what best suits your individual situation. For this reason many consumers seek the advice of a common carrier accident insurance broker.
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By George Melzer
Accidental death and dismemberment insurance, or AD&D, pays a benefit to a beneficiary in the event of an accidental injury. It's often included as a rider or add-on to life or health insurance policies, but it also can be purchased as a stand-alone policy.
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